Unum LTC Plan Options
Compare the Unum LTC plan premiums to the Washington State employee LTC payroll tax.
|
Unum Plan
|
State Payroll Tax
|
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|---|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
F
|
|
|
|
|
Benefit Duration
|
3 Years
|
3 Years
|
6 Years
|
|
|
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|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
|
|
||||
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
|
|
||||
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
|
|
||||
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|||
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|||
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
Benefit Duration
|
3 Years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.40
$18.00
$18.60
$19.20
$19.80
$20.40
$21.30
$21.90
$22.80
$24.00
$24.90
$26.10
$27.30
$28.80
$30.00
$31.50
$33.00
$35.40
$38.10
$40.80
$43.80
$47.40
$49.80
$52.80
$56.40
$60.00
$63.60
$68.40
$73.50
$79.80
$87.00
$95.10
$102.90
$111.00
$123.60
$132.60
$147.30
$159.90
$173.40
$188.40
$206.70
$228.90
$252.60
$279.00
$316.80
$353.70
$397.50
$438.60
$484.20
$531.90
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
Benefit Duration
|
3 Years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.80
$36.00
$37.20
$38.40
$39.60
$40.80
$42.60
$43.80
$45.60
$48.00
$49.80
$52.20
$54.60
$57.60
$60.00
$63.00
$66.00
$70.80
$76.20
$81.60
$87.60
$94.80
$99.60
$105.60
$112.80
$120.00
$127.20
$136.80
$147.00
$159.60
$174.00
$190.20
$205.80
$222.00
$247.20
$265.20
$294.60
$319.80
$346.80
$376.80
$413.40
$457.80
$505.20
$558.00
$633.60
$707.40
$795.00
$877.20
$968.40
$1,063.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
Benefit Duration
|
6 Years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$46.20
$48.00
$49.80
$51.60
$53.40
$55.80
$57.60
$60.60
$63.00
$66.00
$69.00
$72.00
$75.60
$79.80
$83.40
$87.60
$91.80
$98.40
$106.20
$114.00
$121.80
$130.20
$136.80
$144.00
$152.40
$160.80
$170.40
$181.80
$195.60
$210.60
$229.20
$249.60
$269.40
$289.20
$322.20
$344.40
$381.60
$413.40
$445.80
$483.60
$529.80
$585.60
$645.60
$712.80
$810.00
$903.00
$1,012.80
$1,115.40
$1,230.00
$1,347.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.